Acceptance of Terms
These Terms of Service govern your access to and use of the website operated by Credit Care Clinic at https://creditcareclinic.com , including all webpages, forms, communications, tools, documents, portals, and related services made available through this website.
By accessing this website, submitting information, requesting information, signing documents electronically, enrolling in services, or otherwise interacting with Credit Care Clinic , you agree to be bound by these Terms of Service. If you do not agree, do not use this website.
Website Use and Eligibility
This website is intended for individuals seeking information regarding services, consultations, onboarding, account support, or related business communications.
You represent that:
- You are at least 18 years old
- You have legal capacity to enter binding agreements
- Information you provide is accurate, current, and complete
- You will use this website only for lawful purposes
Nature of Services
Credit Care Clinic may provide education, consulting, administrative support, document preparation assistance, referral coordination, or other lawful services depending on the program selected.
Specific services, pricing, scope of work, timelines, obligations, and limitations may be disclosed separately through service agreements, enrollment documents, proposals, invoices, disclosures, or onboarding materials.
No Credit, Legal, Funding, or Financial Guarantees
Nothing on this website shall be interpreted as a promise or guarantee of:
- Credit score increases
- Removal of negative items
- Loan approvals
- Funding approvals
- Specific timelines
- Debt elimination
- Legal outcomes
- Financial results
Results vary based on each person’s circumstances, documentation, responsiveness, creditor reporting practices, bureau procedures, lender criteria, and other factors beyond the control of Credit Care Clinic .
Informational Content Only
Website content is provided for general informational purposes only and does not constitute legal, tax, accounting, lending, financial, or credit advice.
You should consult qualified professionals regarding your specific situation when appropriate.
Client Responsibilities
You agree to:
- Provide truthful and accurate information
- Timely submit requested documents or responses
- Review disclosures and agreements before signing
- Maintain active communication when services are in progress
- Notify Credit Care Clinic of material changes affecting your account
Failure to cooperate, provide required information, or remain responsive may delay, limit, suspend, or terminate services.
Communications Consent
By submitting your contact information, you expressly consent to receive communications from Credit Care Clinic regarding your inquiry, requested information, onboarding steps, scheduling, account matters, updates, reminders, and service-related communications.
Communications may occur by email, text message, automated systems, or other reasonable methods permitted by law.
Consent is not a condition of purchase.
Message frequency varies. Message and data rates may apply. Reply STOP to opt out of text messages where applicable.
Electronic Communications and E-Signatures
By using this website or electronically signing any document, you consent to transact electronically.
Electronic signatures, acknowledgments, disclosures, agreements, notices, and records shall have the same legal effect as handwritten signatures and paper records to the extent permitted by law.
You are responsible for maintaining access to your email address, phone number, and electronic devices necessary to receive records.
Third-Party Platforms and Vendors
Credit Care Clinic may utilize third-party platforms, software, vendors, or contractors for website hosting, CRM management, communications, scheduling, analytics, payment processing, identity verification, document storage, customer support, onboarding, or servicing functions.
Such third-party providers may maintain separate terms, policies, and security practices.
Credit Care Clinic is not responsible for outages, delays, errors, or policy changes caused by third-party systems beyond reasonable control.
Sensitive Information
Do not submit highly sensitive information through general contact forms unless specifically requested through a secure process.
Additional personal information may be requested later through secure onboarding systems when necessary to evaluate or provide requested services.
Payments, Billing, and Refunds
If you enroll in paid services, applicable fees, recurring charges, billing dates, setup costs, invoices, and payment terms may be disclosed separately through service agreements, proposals, checkout pages, invoices, or portal systems.
Unless otherwise stated in writing, fees for completed work, completed setup, earned charges, performed services, consultations already delivered, or processing already initiated may be non-refundable to the extent permitted by law.
Failure to maintain current payment arrangements may result in paused services, delayed services, cancellation, account restriction, collections activity, or refusal of future services where permitted by law.
Portal Access and Account Security
If access to a client portal or online account is provided, you are responsible for maintaining the confidentiality of login credentials and restricting unauthorized access.
You are responsible for activities occurring under your account unless caused solely by our negligence.
User Conduct
You agree not to:
- Submit false, misleading, stolen, or fraudulent information
- Misrepresent your identity or authority
- Use the website for unlawful purposes
- Attempt unauthorized access to systems or accounts
- Interfere with website security or functionality
- Upload malicious code or harmful material
- Harass, threaten, abuse, or defame staff, representatives, or users
- Use the website in a manner that harms reputation or operations
Intellectual Property
All website content, branding, logos, designs, text, graphics, software, layouts, compilations, and original materials owned by Credit Care Clinic are protected by applicable intellectual property laws.
No content may be copied, reproduced, distributed, modified, republished, scraped, or commercially exploited without prior written permission, except as permitted by law.
Third-party names and marks remain the property of their respective owners.
Third-Party Links
This website may contain links to third-party websites or resources. Credit Care Clinic does not control and is not responsible for third-party content, security, availability, or practices.
Disclaimer of Warranties
This website and all services are provided on an as-is and as-available basis without warranties of any kind, express or implied, except where prohibited by law.
Credit Care Clinic does not guarantee uninterrupted operation, error-free access, or that all defects will be corrected.
Limitation of Liability
To the fullest extent permitted by law, Credit Care Clinic , its owners, officers, employees, contractors, affiliates, licensors, vendors, and representatives shall not be liable for any indirect, incidental, consequential, punitive, exemplary, or special damages arising from or relating to:
- Website use
- Reliance on information
- Delays or interruptions
- Communication failures
- Third-party systems
- Lost profits or opportunities
- Service dissatisfaction
- Unauthorized access not caused by gross negligence
Where liability cannot be excluded, total liability shall be limited to the amount paid directly to Credit Care Clinic for the specific service giving rise to the claim, where permitted by law.
Indemnification
You agree to defend, indemnify, and hold harmless Credit Care Clinic , its owners, contractors, affiliates, vendors, and representatives from claims, liabilities, losses, damages, costs, and expenses arising from:
- Your misuse of the website
- Your violation of these Terms
- False or misleading submissions
- Your unlawful conduct
- Your breach of agreements with third parties
Privacy
Your use of this website is also subject to the Privacy Policy posted on this website.
Termination or Restriction of Access
Credit Care Clinic reserves the right to restrict, suspend, deny, or terminate website access, communications, accounts, or services for misuse, abuse, fraud concerns, nonpayment, security concerns, legal compliance, or any lawful reason.
Dispute Resolution and Governing Law
These Terms shall be governed by the applicable laws of the State of TX, without regard to conflict of law principles, unless otherwise required by law.
Any dispute not otherwise resolved informally shall be brought in a court of competent jurisdiction located in or serving TX, unless another forum is required by law or agreed in writing.
Changes to Terms
Credit Care Clinic may revise these Terms of Service at any time by posting updated terms on this website.
Continued use of the website after updates constitutes acceptance of the revised Terms.
Contact Information
Credit Care Clinic
18911 Hardy Oak Blvd.
San Antonio, TX 78258
support@creditcareclinic.com
https://creditcareclinic.com
Effective Date: April 14, 2026