Credit Repair with ZERO Up-Front Fees! No matter what service plan you select, we must complete the work before you pay! Step 1 Complete Survey We call this the “My Why” because it is your reason for fixing your credit. Step 2 Service Plan(s) Please choose any and all credit repair service plans you need. Step 3 Onboarding After accepting service plans, you will be onboarded into our network. Form not displaying correctly? Click here to refresh the form.